Heron Funding Partners
We structure finance for UK coach, bus, and fleet operators where cashflow, residual value, and delivery certainty matter.
Heron Funding Partners works with businesses investing in high-value transport assets – designing funding structures that reflect real-world usage, depreciation, and long-term economics.
Heron Funding Partners is an independent commercial vehicle funding partner.
We structure and place finance for:
Typical asset size: £100k – £500k+ Typical terms: 3–7 years UK operators only
Every facility is structured around the asset lifecycle, not just the purchase price.
Residual value, utilisation, contract length, and exit strategy are considered before a deal is signed.
Most finance decisions are driven by headline rate. That’s rarely how good deals are built.
At Heron, we focus on structure first:
The result is funding that supports the operator – not just the credit model.
Heron Funding Partners operates independently, structuring finance across multiple manufacturers and suppliers.
We work closely with Pelican Engineering, giving us strong insight into vehicle specification, delivery, and secondary market behaviour – whilst remaining focused on operator economics.
We are selective by design.
We work with operators who value:
Heron Funding Partners was established to bring commercial judgement and balance-sheet thinking into UK commercial vehicle finance.
The business is led by Ross Maloney, with over a decade of experience structuring and negotiating complex funding across financial services. Heron exists to apply that discipline to asset finance – focusing on risk, structure and sustainability rather than transactional broking.
If you’re planning a vehicle or fleet investment and want to discuss structure rather than just rate, we’re happy to talk.
Have a look at our entire range of vehicles here, from smaller midi coaches to larger, fully electric coaches.